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Cost of Care
When searching for care services to support ourselves or our loved ones, it's crucial to consider factors beyond the offerings of a care company. Exploring potential government financial support, such as assistance from the NHS or Local Authority, is a key step. Even if these options aren't applicable, there are still strategies to make paying for care more manageable.
Finding reliable sources of information about funding options for care can be confusing. The experts at Silverwell Homecare Services are here to assist you in navigating through the available choices.
If you meet the criteria for NHS funding, your entire care expenses will be covered. While only a limited number of individuals qualify for this, alternative options are available.
You can request a Continuing Healthcare Checklist from your GP, a brief preliminary evaluation to determine whether a comprehensive assessment is warranted. This evaluation establishes your eligibility for a Personal Health Budget (PHB).
A PHB empowers individuals with disabilities or chronic health conditions by offering greater choice, control, and adaptability in managing their healthcare. You or your authorized representative collaborate with your local Clinical Commissioning Group (CCG) to access funds designated for resources that cater to your needs, potentially covering care services as well.
In England, over 80,000 individuals are benefiting from a PHB.
The Care Act 2014 mandates Local Authorities to assess individuals with care and support requirements, regardless of their ability to self-fund.
Once a needs assessment is conducted, a financial evaluation will determine eligibility for care funding. Those with assets not exceeding £23,250 are eligible for financial assistance with their care expenses. You have the option to receive this funding as a Direct Payment, giving you autonomy over how you choose to allocate it.